Royal United Mortgage, Llc 401(k) Plan: Login, Facts & Contact Information

Royal United Mortgage, Llc 401(k) Plan Facts

Plan name
ROYAL UNITED MORTGAGE LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ROYAL UNITED MORTGAGE, LLC
Participants
538 (277 active employees)
Former employees with a balance
161
Plan assets
$18,584,253 at Dec 31, 2024
Average account balance
$41,762 across 445 accounts
Employer contributions
$267,612 in plan year 2024 (14% of all contributions)
Recordkeeper
Empower Annuity Ins Co Of America
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 2009
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.88 million went into the plan in contributions, $267,612 of it from the employer (14%).
  • $2.96 million was paid out to participants.
  • Investment and other income added $2.50 million.
  • Administrative expenses were $123,981, about $279 per account.

How the Royal United Mortgage, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019535$10.7 million$380,367$694,111
2020546$15.1 million$631,268$778,749
2021521$19.1 million$634,170$1.93 million
2022570$15.5 million$269,440$2.55 million
2023499$17.3 million$239,060$2.52 million
2024538$18.6 million$267,612$2.96 million

Royal United Mortgage, Llc 401(k) Contact Information

Phone
317-664-7701
Mailing address
7999 KNUE RD, SUITE 300, INDIANAPOLIS IN 46250
Plan sponsor
ROYAL UNITED MORTGAGE, LLC
Employer identification number (EIN)
26-1773722
Plan number
001

Questions about the Royal United Mortgage, Llc 401(k)

Does Royal United Mortgage, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $267,612, 14% of all contributions.

Does the Royal United Mortgage, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Royal United Mortgage, Llc 401(k) plan?

538 participants at the start of plan year 2024, 277 of them active employees, and 161 former employees who still had money in the plan.

What is the average 401(k) balance at Royal United Mortgage, Llc?

About $41,762 per account: $18.6 million in plan assets across 445 accounts with a balance at the end of plan year 2024.

Who manages the Royal United Mortgage, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS CO OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Royal United Mortgage, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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