Safe Credit Union 401(k) Plan: Login, Facts & Contact Information

Safe Credit Union 401(k) Plan Facts

Plan name
SAFE CREDIT UNION 401(K) PROFIT-SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SAFE CREDIT UNION
Participants
969 (684 active employees)
Former employees with a balance
232
Plan assets
$97,136,680 at Dec 31, 2024
Average account balance
$105,929 across 917 accounts
Employer contributions
$2,325,920 in plan year 2024 (31% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.48 million went into the plan in contributions, $2.33 million of it from the employer (31%).
  • $15.9 million was paid out to participants.
  • Investment and other income added $12.3 million.
  • Administrative expenses were $223,684, about $244 per account.

How the Safe Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019815$57.6 million$3.52 million$4.85 million
2020840$72.1 million$3.87 million$3.64 million
2021863$85.9 million$2.18 million$4.43 million
2022951$75.5 million$4.54 million$5.04 million
2023969$93.6 million$4.52 million$5.92 million
2024969$97.1 million$2.33 million$15.9 million

Safe Credit Union 401(k) Contact Information

Phone
916-971-2210
Mailing address
2295 IRON POINT ROAD SUITE 100, FOLSOM CA 95630
Plan sponsor
SAFE CREDIT UNION
Employer identification number (EIN)
94-1179501
Plan number
002

Questions about the Safe Credit Union 401(k)

Does Safe Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.33 million, 31% of all contributions.

Does the Safe Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Safe Credit Union 401(k) plan?

969 participants at the start of plan year 2024, 684 of them active employees, and 232 former employees who still had money in the plan.

What is the average 401(k) balance at Safe Credit Union?

About $105,929 per account: $97.1 million in plan assets across 917 accounts with a balance at the end of plan year 2024.

Who manages the Safe Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Safe Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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