Shelter Mutual Insurance Company 401(k) Plan: Login, Facts & Contact Information

Shelter Mutual Insurance Company 401(k) Plan Facts

Plan name
THE SAVINGS AND PROFIT SHARING PLAN FOR EMPLOYEES OF SHELTER INSURANCE COMPANIES
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SHELTER MUTUAL INSURANCE COMPANY
Participants
3,414 (2,184 active employees)
Former employees with a balance
1,048
Plan assets
$694,771,712 at Dec 31, 2024
Average account balance
$217,320 across 3,197 accounts
Recordkeeper
John Hancock Retirement Plan Srvcs
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1973
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $15.0 million went into the plan in contributions.
  • $50.6 million was paid out to participants.
  • Investment and other income added $89.9 million.
  • Administrative expenses were $47,835, about $15 per account.

How the Shelter Mutual Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,698$553.7 million$13.3 million$30.7 million
20202,909$617.3 million$14.4 million$38.7 million
20213,175$697.3 million$14.2 million$35.7 million
20223,263$567.6 million$8.44 million$45.2 million
20233,330$640.5 million$7.13 million$45.0 million
20243,414$694.8 million—$50.6 million

Shelter Mutual Insurance Company 401(k) Contact Information

Phone
573-214-6557
Mailing address
1817 WEST BROADWAY, COLUMBIA MO 652180001
Plan sponsor
SHELTER MUTUAL INSURANCE COMPANY
Plan administrator
SHELTER BENEFITS MANAGEMENT INC.
Employer identification number (EIN)
43-0613000
Plan number
001

Questions about the Shelter Mutual Insurance Company 401(k)

Does Shelter Mutual Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Shelter Mutual Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Shelter Mutual Insurance Company 401(k) plan?

3,414 participants at the start of plan year 2024, 2,184 of them active employees, and 1,048 former employees who still had money in the plan.

What is the average 401(k) balance at Shelter Mutual Insurance Company?

About $217,320 per account: $694.8 million in plan assets across 3,197 accounts with a balance at the end of plan year 2024.

Who manages the Shelter Mutual Insurance Company 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK RETIREMENT PLAN SRVCS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Shelter Mutual Insurance Company. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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