Sheppard Bus Service, Inc. 401(k) Plan: Login, Facts & Contact Information

Sheppard Bus Service, Inc. 401(k) Plan Facts

Plan name
SHEPPARD BUS SERVICE, INC. EMPLOYEES SAVINGS TRUST
Plan type
401(k) with employer contributions
Plan sponsor
SHEPPARD BUS SERVICE, INC.
Participants
564 (521 active employees)
Former employees with a balance
54
Plan assets
$5,515,632 at Dec 31, 2024
Average account balance
$27,857 across 198 accounts
Employer contributions
$222,472 in plan year 2024 (34% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2009
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $649,849 went into the plan in contributions, $222,472 of it from the employer (34%).
  • $310,329 was paid out to participants.
  • Investment and other income added $609,046.
  • Administrative expenses were $3,219, about $16 per account.

How the Sheppard Bus Service, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019435$3.10 million$143,510$72,346
2020453$3.64 million$99,229$167,565
2021446$4.13 million$148,565$333,092
2022472$3.72 million$175,811$311,645
2023528$4.57 million$171,990$172,378
2024564$5.52 million$222,472$310,329

Sheppard Bus Service, Inc. 401(k) Contact Information

Phone
856-765-3812
Mailing address
300 M STREET, MILLVILLE NJ 08332
Plan sponsor
SHEPPARD BUS SERVICE, INC.
Employer identification number (EIN)
22-1734132
Plan number
001

Questions about the Sheppard Bus Service, Inc. 401(k)

Does Sheppard Bus Service, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $222,472, 34% of all contributions.

Does the Sheppard Bus Service, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Sheppard Bus Service, Inc 401(k) plan?

564 participants at the start of plan year 2024, 521 of them active employees, and 54 former employees who still had money in the plan.

What is the average 401(k) balance at Sheppard Bus Service, Inc?

About $27,857 per account: $5.52 million in plan assets across 198 accounts with a balance at the end of plan year 2024.

Who manages the Sheppard Bus Service, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sheppard Bus Service, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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