Soo Line Railroad Company 401(k) Plan: Login, Facts & Contact Information

Soo Line Railroad Company 401(k) Plan Facts

Plan name
CP 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SOO LINE RAILROAD COMPANY
Participants
3,887 (3,053 active employees)
Former employees with a balance
674
Plan assets
$298,695,445 at Dec 31, 2024
Average account balance
$85,317 across 3,501 accounts
Employer contributions
$2,865,442 in plan year 2024 (12% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1979
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $24.0 million went into the plan in contributions, $2.87 million of it from the employer (12%).
  • $23.6 million was paid out to participants.
  • Investment and other income added $37.0 million.
  • Administrative expenses were $405,400, about $116 per account.

How the Soo Line Railroad Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,954$186.6 million$2.09 million$17.2 million
20204,029$217.4 million$2.04 million$16.7 million
20213,728$243.5 million$2.20 million$26.2 million
20223,670$202.9 million$2.35 million$18.8 million
20233,917$239.6 million$2.65 million$19.9 million
20243,887$298.7 million$2.87 million$23.6 million

Soo Line Railroad Company 401(k) Contact Information

Phone
888-511-7557
Mailing address
120 SOUTH 6TH STREET SUITE 800, MINNEAPOLIS MN 55402
Plan sponsor
SOO LINE RAILROAD COMPANY
Employer identification number (EIN)
41-6009079
Plan number
002

Questions about the Soo Line Railroad Company 401(k)

Does Soo Line Railroad Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.87 million, 12% of all contributions.

Does the Soo Line Railroad Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Soo Line Railroad Company 401(k) plan?

3,887 participants at the start of plan year 2024, 3,053 of them active employees, and 674 former employees who still had money in the plan.

What is the average 401(k) balance at Soo Line Railroad Company?

About $85,317 per account: $298.7 million in plan assets across 3,501 accounts with a balance at the end of plan year 2024.

Who manages the Soo Line Railroad Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Soo Line Railroad Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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