South Carolina Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

South Carolina Federal Credit Union 401(k) Plan Facts

Plan name
SOUTH CAROLINA FEDERAL CREDIT UNION EMPLOYEES' 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SOUTH CAROLINA FEDERAL CREDIT UNION
Participants
671 (577 active employees)
Former employees with a balance
94
Plan assets
$102,756,594 at Dec 31, 2024
Average account balance
$153,368 across 670 accounts
Employer contributions
$3,592,937 in plan year 2024 (45% of all contributions)
Recordkeeper
Voya Retirement Inaurance & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 1, 1982
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $7.93 million went into the plan in contributions, $3.59 million of it from the employer (45%).
  • $3.56 million was paid out to participants.
  • Investment and other income added $12.0 million.
  • Administrative expenses were $172,983, about $258 per account.

How the South Carolina Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019351$57.7 million$2.30 million$2.07 million
2020361$70.0 million$2.66 million$2.87 million
2021561$80.6 million$2.75 million$5.74 million
2022603$71.6 million$3.03 million$3.96 million
2023616$86.6 million$3.38 million$4.82 million
2024671$102.8 million$3.59 million$3.56 million

South Carolina Federal Credit Union 401(k) Contact Information

Phone
843-569-4309
Mailing address
6265 RIVERS AVENUE, NORTH CHARLESTON SC 29406
Plan sponsor
SOUTH CAROLINA FEDERAL CREDIT UNION
Employer identification number (EIN)
57-0323645
Plan number
033

Questions about the South Carolina Federal Credit Union 401(k)

Does South Carolina Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.59 million, 45% of all contributions.

Does the South Carolina Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the South Carolina Federal Credit Union 401(k) plan?

671 participants at the start of plan year 2024, 577 of them active employees, and 94 former employees who still had money in the plan.

What is the average 401(k) balance at South Carolina Federal Credit Union?

About $153,368 per account: $102.8 million in plan assets across 670 accounts with a balance at the end of plan year 2024.

Who manages the South Carolina Federal Credit Union 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INAURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at South Carolina Federal Credit Union. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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