Southern Bank And Trust Company 401(k) Plan: Login, Facts & Contact Information
Southern Bank And Trust Company 401(k) Login
50 former Southern Bank And Trust Company employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Southern Bank And Trust Company 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 25, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.31 million went into the plan in contributions, $472,483 of it from the employer (36%).
- $2.85 million was paid out to participants.
- Investment and other income added $5.23 million.
- Administrative expenses were $34,485, about $173 per account.
How the Southern Bank And Trust Company 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 283 | $36.3 million | $549,918 | $2.39 million |
| 2020 | 266 | $40.6 million | $568,812 | $2.41 million |
| 2021 | 244 | $42.4 million | $543,137 | $5.43 million |
| 2022 | 240 | $33.1 million | $521,967 | $5.17 million |
| 2023 | 228 | $37.1 million | $503,892 | $2.23 million |
| 2024 | 213 | $40.8 million | $472,483 | $2.85 million |
Southern Bank And Trust Company 401(k) Contact Information
Questions about the Southern Bank And Trust Company 401(k)
Does Southern Bank And Trust Company contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $472,483 in employer contributions for plan year 2024.
Does the Southern Bank And Trust Company 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Southern Bank And Trust Company 401(k) plan?
213 participants at the start of plan year 2024, 132 of them active employees, and 50 former employees who still had money in the plan.
What is the average 401(k) balance at Southern Bank And Trust Company?
About $204,993 per account: $40.8 million in plan assets across 199 accounts with a balance at the end of plan year 2024.
Who manages the Southern Bank And Trust Company 401(k) accounts?
EPIC Retirement Plan Services is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Southern Bank And Trust Company. How do I access my 401(k)?
Your account stays with EPIC Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.