Southwest Traders, Inc. 401(k) Plan: Login, Facts & Contact Information

Southwest Traders, Inc. 401(k) Plan Facts

Plan name
SOUTHWEST TRADERS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SOUTHWEST TRADERS, INC
Participants
532 (404 active employees)
Former employees with a balance
82
Plan assets
$12,821,876 at Dec 31, 2024
Average account balance
$28,304 across 453 accounts
Employer contributions
$1,152,937 in plan year 2024 (39% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.93 million went into the plan in contributions, $1.15 million of it from the employer (39%).
  • $1.57 million was paid out to participants.
  • Investment and other income added $1.34 million.
  • Administrative expenses were $126,077, about $278 per account.

How the Southwest Traders, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019636$7.01 million$233,506$584,553
2020598$8.29 million$293,092$998,346
2021670$9.37 million$243,527$1.26 million
2022472$7.78 million$264,799$1.46 million
2023547$10.3 million$959,933$1.22 million
2024532$12.8 million$1.15 million$1.57 million

Southwest Traders, Inc. 401(k) Contact Information

Phone
951-265-7988
Mailing address
27565 DIAZ ROAD, TEMECULA CA 92590
Plan sponsor
SOUTHWEST TRADERS, INC
Employer identification number (EIN)
33-0191583
Plan number
002

Questions about the Southwest Traders, Inc. 401(k)

Does Southwest Traders, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.15 million, 39% of all contributions.

Does the Southwest Traders, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Southwest Traders, Inc 401(k) plan?

532 participants at the start of plan year 2024, 404 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at Southwest Traders, Inc?

About $28,304 per account: $12.8 million in plan assets across 453 accounts with a balance at the end of plan year 2024.

Who manages the Southwest Traders, Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Southwest Traders, Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: P. O. BOX 670 75 MELROSE-MONTEBELLO PARKWAY, NATCHEZ, MS, 391210670
Headquarter: 1325 N. GRAND AVE SUITE 100 ATTN HUMAN RESOURCES, COVINA, CA, 91724
Headquarter: 1 RIVERSIDE PLAZA, COLUMBUS, OH, 43215
Headquarter: 900 METRO CENTER BLVD., FOSTER CITY, CA, 94404
Headquarter: 1111 PASQUINELLI DRIVE, WESTMONT, IL, 60559