Southwest Water Company 401(k) Plan: Login, Facts & Contact Information

Southwest Water Company 401(k) Plan Facts

Plan name
401(K) RETIREMENT AND SAVINGS PLAN FOR SOUTHWEST WATER COMPANY
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SOUTHWEST WATER COMPANY
Participants
853 (555 active employees)
Former employees with a balance
321
Plan assets
$86,254,810 at Dec 31, 2024
Average account balance
$97,243 across 887 accounts
Employer contributions
$3,342,002 in plan year 2024 (39% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.67 million went into the plan in contributions, $3.34 million of it from the employer (39%).
  • $7.24 million was paid out to participants.
  • Investment and other income added $12.2 million.

How the Southwest Water Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019660$54.4 million$1.94 million$2.52 million
2020675$61.2 million$2.22 million$6.33 million
2021749$71.8 million$2.52 million$7.31 million
2022765$59.3 million$2.70 million$6.77 million
2023803$72.6 million$3.00 million$5.71 million
2024853$86.3 million$3.34 million$7.24 million

Southwest Water Company 401(k) Contact Information

Phone
626-543-2500
Mailing address
1325 N. GRAND AVE SUITE 100 ATTN HUMAN RESOURCES, COVINA CA 91724
Plan sponsor
SOUTHWEST WATER COMPANY
Employer identification number (EIN)
95-1840947
Plan number
003

Questions about the Southwest Water Company 401(k)

Does Southwest Water Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.34 million, 39% of all contributions.

Does the Southwest Water Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Southwest Water Company 401(k) plan?

853 participants at the start of plan year 2024, 555 of them active employees, and 321 former employees who still had money in the plan.

What is the average 401(k) balance at Southwest Water Company?

About $97,243 per account: $86.3 million in plan assets across 887 accounts with a balance at the end of plan year 2024.

Who manages the Southwest Water Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Southwest Water Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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