Spero Health, Inc. 401(k) Plan: Login, Facts & Contact Information

Spero Health, Inc. 401(k) Plan Facts

Plan name
SPERO HEALTH, INC. 401K PLAN
Plan type
401(k) and profit sharing
Plan sponsor
SPERO HEALTH, INC.
Participants
452 (363 active employees)
Former employees with a balance
73
Plan assets
$10,364,754 at Dec 31, 2024
Average account balance
$37,966 across 273 accounts
Employer contributions
$577,949 in plan year 2024 (33% of all contributions)
Recordkeeper
Voya Retirement Ins & Annuity Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2012
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.73 million went into the plan in contributions, $577,949 of it from the employer (33%).
  • $1.00 million was paid out to participants.
  • Investment and other income added $1.17 million.
  • Administrative expenses were $10,702, about $39 per account.

How the Spero Health, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019216$3.44 million$387,179$746,568
2020291$4.75 million$486,872$660,152
2021318$6.13 million$574,896$1.08 million
2022358$6.12 million$642,100$846,407
2023498$8.47 million$601,902$735,669
2024452$10.4 million$577,949$1.00 million

Spero Health, Inc. 401(k) Contact Information

Phone
615-265-0371
Mailing address
155 FRANKLIN RD SUITE 430 SUITE 430, BRENTWOOD TN 370279504
Plan sponsor
SPERO HEALTH, INC.
Employer identification number (EIN)
32-0548053
Plan number
001

Questions about the Spero Health, Inc. 401(k)

Does Spero Health, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $577,949 in employer contributions for plan year 2024.

Does the Spero Health, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Spero Health, Inc 401(k) plan?

452 participants at the start of plan year 2024, 363 of them active employees, and 73 former employees who still had money in the plan.

What is the average 401(k) balance at Spero Health, Inc?

About $37,966 per account: $10.4 million in plan assets across 273 accounts with a balance at the end of plan year 2024.

Who manages the Spero Health, Inc 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INS & ANNUITY CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Spero Health, Inc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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