Sphera Solutions, Inc. 401(k) Plan: Login, Facts & Contact Information
Sphera Solutions, Inc. 401(k) Login
175 former Sphera Solutions, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Sphera Solutions, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $7.11 million went into the plan in contributions, $2.11 million of it from the employer (30%).
- $7.76 million was paid out to participants.
- Investment and other income added $9.09 million.
- Administrative expenses were $54,972, about $107 per account.
How the Sphera Solutions, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 323 | $41.4 million | $1.40 million | $3.30 million |
| 2020 | 362 | $48.1 million | $1.34 million | $5.93 million |
| 2021 | 408 | $53.0 million | $1.33 million | $7.59 million |
| 2022 | 405 | $46.0 million | $1.46 million | $3.44 million |
| 2023 | 499 | $56.4 million | $1.86 million | $4.73 million |
| 2024 | 510 | $65.6 million | $2.11 million | $7.76 million |
Sphera Solutions, Inc. 401(k) Contact Information
Questions about the Sphera Solutions, Inc. 401(k)
Does Sphera Solutions, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.11 million, 30% of all contributions.
Does the Sphera Solutions, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Sphera Solutions, Inc 401(k) plan?
510 participants at the start of plan year 2024, 372 of them active employees, and 175 former employees who still had money in the plan.
What is the average 401(k) balance at Sphera Solutions, Inc?
About $127,949 per account: $65.6 million in plan assets across 513 accounts with a balance at the end of plan year 2024.
Who manages the Sphera Solutions, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Sphera Solutions, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.