Spot Freight Inc 401(k) Plan: Login, Facts & Contact Information

Spot Freight Inc 401(k) Plan Facts

Plan name
SPOT FREIGHT INC 401K PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SPOT FREIGHT INC
Participants
1,017 (528 active employees)
Former employees with a balance
97
Plan assets
$15,034,888 at Dec 31, 2024
Average account balance
$26,057 across 577 accounts
Employer contributions
$541,890 in plan year 2024 (19% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2011
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.88 million went into the plan in contributions, $541,890 of it from the employer (19%).
  • $918,909 was paid out to participants.
  • Investment and other income added $1.89 million.
  • Administrative expenses were $65,843, about $114 per account.

How the Spot Freight Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019192$2.26 million$144,410$270,242
2020265$3.64 million$221,687$91,647
2021368$5.79 million$389,157$309,842
2022523$7.08 million$636,286$437,563
2023813$11.2 million$631,405$309,670
20241,017$15.0 million$541,890$918,909

Spot Freight Inc 401(k) Contact Information

Phone
317-833-1298
Mailing address
141 S MERIDIAN ST STE 200,, INDIANAPOLIS IN 46225
Plan sponsor
SPOT FREIGHT INC
Employer identification number (EIN)
26-3843941
Plan number
001

Questions about the Spot Freight Inc 401(k)

Does Spot Freight Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $541,890, 19% of all contributions.

Does the Spot Freight Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Spot Freight Inc 401(k) plan?

1,017 participants at the start of plan year 2024, 528 of them active employees, and 97 former employees who still had money in the plan.

What is the average 401(k) balance at Spot Freight Inc?

About $26,057 per account: $15.0 million in plan assets across 577 accounts with a balance at the end of plan year 2024.

Who manages the Spot Freight Inc 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Spot Freight Inc. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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