Spotify Usa Inc. 401(k) Plan: Login, Facts & Contact Information
Spotify Usa Inc. 401(k) Login
1,847 former Spotify Usa Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Spotify Usa Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $94.5 million went into the plan in contributions, $18.4 million of it from the employer (20%).
- $53.0 million was paid out to participants.
- Investment and other income added $71.6 million.
- Administrative expenses were $553,200, about $108 per account.
How the Spotify Usa Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,736 | $115.8 million | $7.47 million | $6.72 million |
| 2020 | 2,459 | $186.6 million | $10.5 million | $8.91 million |
| 2021 | 3,380 | $274.7 million | $13.6 million | $16.8 million |
| 2022 | 4,004 | $300.9 million | $17.3 million | $17.5 million |
| 2023 | 5,273 | $453.3 million | $20.8 million | $23.6 million |
| 2024 | 5,460 | $565.8 million | $18.4 million | $53.0 million |
Spotify Usa Inc. 401(k) Contact Information
Questions about the Spotify Usa Inc. 401(k)
Does Spotify Usa Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $18.4 million, 20% of all contributions.
Does the Spotify Usa Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Spotify Usa Inc 401(k) plan?
5,460 participants at the start of plan year 2024, 3,281 of them active employees, and 1,847 former employees who still had money in the plan.
What is the average 401(k) balance at Spotify Usa Inc?
About $110,515 per account: $565.8 million in plan assets across 5,120 accounts with a balance at the end of plan year 2024.
Who manages the Spotify Usa Inc 401(k) accounts?
Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Spotify Usa Inc. How do I access my 401(k)?
Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.