Spruce Environmental Technologies, Inc. 401(k) Plan: Login, Facts & Contact Information
Spruce Environmental Technologies, Inc. 401(k) Login
47 former Spruce Environmental Technologies, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Spruce Environmental Technologies, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 22, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $889,194 went into the plan in contributions, $213,641 of it from the employer (24%).
- $918,537 was paid out to participants.
- Investment and other income added $1.31 million.
- Administrative expenses were $5,594, about $32 per account.
How the Spruce Environmental Technologies, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 138 | $5.88 million | $183,145 | $263,265 |
| 2020 | 149 | $7.19 million | $207,076 | $354,591 |
| 2021 | 179 | $8.85 million | $226,842 | $126,528 |
| 2022 | 179 | $8.03 million | $224,814 | $270,225 |
| 2023 | 173 | $9.67 million | $220,842 | $673,552 |
| 2024 | 178 | $10.9 million | $213,641 | $918,537 |
Spruce Environmental Technologies, Inc. 401(k) Contact Information
Questions about the Spruce Environmental Technologies, Inc. 401(k)
Does Spruce Environmental Technologies, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $213,641, 24% of all contributions.
Does the Spruce Environmental Technologies, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Spruce Environmental Technologies, Inc 401(k) plan?
178 participants at the start of plan year 2024, 141 of them active employees, and 47 former employees who still had money in the plan.
What is the average 401(k) balance at Spruce Environmental Technologies, Inc?
About $61,852 per account: $10.9 million in plan assets across 177 accounts with a balance at the end of plan year 2024.
Who manages the Spruce Environmental Technologies, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Spruce Environmental Technologies, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.