Spruce Grove, Inc. 401(k) Plan: Login, Facts & Contact Information
Spruce Grove, Inc. 401(k) Login
161 former Spruce Grove, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Spruce Grove, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 11, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $833,891 went into the plan in contributions, $289,533 of it from the employer (35%).
- $818,386 was paid out to participants.
- Investment and other income added $771,201.
- Administrative expenses were $31,362, about $106 per account.
How the Spruce Grove, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 369 | $3.09 million | $224,524 | $55,450 |
| 2020 | 452 | $3.92 million | $228,511 | $216,223 |
| 2021 | 426 | $4.67 million | $252,681 | $469,958 |
| 2022 | 428 | $4.13 million | $257,308 | $539,293 |
| 2023 | 502 | $5.51 million | $285,010 | $190,921 |
| 2024 | 512 | $6.26 million | $289,533 | $818,386 |
Spruce Grove, Inc. 401(k) Contact Information
Questions about the Spruce Grove, Inc. 401(k)
Does Spruce Grove, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $289,533, 35% of all contributions.
Does the Spruce Grove, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Spruce Grove, Inc 401(k) plan?
512 participants at the start of plan year 2024, 333 of them active employees, and 161 former employees who still had money in the plan.
What is the average 401(k) balance at Spruce Grove, Inc?
About $21,224 per account: $6.26 million in plan assets across 295 accounts with a balance at the end of plan year 2024.
Who manages the Spruce Grove, Inc 401(k) accounts?
Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH PIERCE FENNER & SMITH) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Spruce Grove, Inc. How do I access my 401(k)?
Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.