Step By Step, Inc. 401(k) Plan: Login, Facts & Contact Information

Step By Step, Inc. 401(k) Plan Facts

Plan name
RETIREMENT PLAN FOR EMPLOYEES OF STEP BY STEP, INC
Plan type
401(k) and profit sharing
Plan sponsor
STEP BY STEP, INC.
Participants
1,589 (1,358 active employees)
Former employees with a balance
182
Plan assets
$23,791,604 at Jun 30, 2025
Average account balance
$19,327 across 1,231 accounts
Employer contributions
$1,432,569 in plan year 2024 (52% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jun 1, 1978
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Mar 27, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.74 million went into the plan in contributions, $1.43 million of it from the employer (52%).
  • $2.61 million was paid out to participants.
  • Investment and other income added $2.35 million.
  • Administrative expenses were $87,122, about $71 per account.

How the Step By Step, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,210$16.0 million$883,558$828,098
20201,210$18.6 million$1.08 million$2.28 million
20211,338$17.5 million$1.38 million$822,002
20221,533$19.3 million$1.17 million$1.51 million
20231,528$21.4 million$1.37 million$2.21 million
20241,589$23.8 million$1.43 million$2.61 million

Step By Step, Inc. 401(k) Contact Information

Phone
570-829-3477
Mailing address
744 KIDDER STREET, WILKES BARRE PA 18702
Plan sponsor
STEP BY STEP, INC.
Employer identification number (EIN)
23-2053563
Plan number
001

Questions about the Step By Step, Inc. 401(k)

Does Step By Step, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.43 million in employer contributions for plan year 2024.

Does the Step By Step, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Step By Step, Inc 401(k) plan?

1,589 participants at the start of plan year 2024, 1,358 of them active employees, and 182 former employees who still had money in the plan.

What is the average 401(k) balance at Step By Step, Inc?

About $19,327 per account: $23.8 million in plan assets across 1,231 accounts with a balance at the end of plan year 2024.

Who manages the Step By Step, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Step By Step, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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