Stepan Company 401(k) Plan: Login, Facts & Contact Information

Stepan Company 401(k) Plan Facts

Plan name
STEPAN COMPANY SAVINGS AND INVESTMENT RETIREMENT PLAN
Plan type
401(k) and profit sharing
Plan sponsor
STEPAN COMPANY
Participants
1,845 (1,264 active employees)
Former employees with a balance
495
Plan assets
$395,436,987 at Dec 31, 2024
Average account balance
$224,044 across 1,765 accounts
Employer contributions
$8,301,970 in plan year 2024 (34% of all contributions)
Recordkeeper
Fidelity Inv.inst.ops.co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $24.5 million went into the plan in contributions, $8.30 million of it from the employer (34%).
  • $79.3 million was paid out to participants.
  • Investment and other income added $60.0 million.
  • Administrative expenses were $135,878, about $77 per account.

How the Stepan Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,600$332.2 million$4.16 million$43.9 million
20201,613$383.7 million$7.16 million$29.9 million
20211,654$427.1 million$7.76 million$44.3 million
20221,768$343.4 million$7.90 million$37.7 million
20231,809$389.3 million$8.30 million$50.3 million
20241,845$395.4 million$8.30 million$79.3 million

Stepan Company 401(k) Contact Information

Phone
847-446-7500
Mailing address
1101 SKOKIE BOULEVARD SUITE 500, NORTHBROOK IL 60062
Plan sponsor
STEPAN COMPANY
Employer identification number (EIN)
36-1823834
Plan number
009

Questions about the Stepan Company 401(k)

Does Stepan Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $8.30 million in employer contributions for plan year 2024.

Does the Stepan Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Stepan Company 401(k) plan?

1,845 participants at the start of plan year 2024, 1,264 of them active employees, and 495 former employees who still had money in the plan.

What is the average 401(k) balance at Stepan Company?

About $224,044 per account: $395.4 million in plan assets across 1,765 accounts with a balance at the end of plan year 2024.

Who manages the Stepan Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INV.INST.OPS.CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Stepan Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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