Surety Hr, Inc. 401(k) Plan: Login, Facts & Contact Information

Surety Hr, Inc. 401(k) Plan Facts

Plan name
SPOONER RISK CONTROL SERVICES, INC. MULTIPLE EMPLOYER 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SURETY HR, INC.
Participants
150 (125 active employees)
Former employees with a balance
22
Plan assets
$13,195,033 at Dec 31, 2024
Average account balance
$92,273 across 143 accounts
Employer contributions
$330,552 in plan year 2024 (32% of all contributions)
Recordkeeper
Transamerica Financial Life Ins.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 2014
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.02 million went into the plan in contributions, $330,552 of it from the employer (32%).
  • $2.48 million was paid out to participants.
  • Investment and other income added $1.66 million.
  • Administrative expenses were $64,053, about $448 per account.

How the Surety Hr, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019128$9.16 million$364,067$499,064
2020142$10.7 million$253,795$635,321
2021148$12.4 million$257,757$636,428
2022144$11.1 million$511,739$363,329
2023141$13.1 million$298,514$655,443
2024150$13.2 million$330,552$2.48 million

Surety Hr, Inc. 401(k) Contact Information

Phone
440-249-5214
Mailing address
28605 RANNEY PARKWAY, WESTLAKE OH 44145
Plan sponsor
SURETY HR, INC.
Employer identification number (EIN)
82-1825780
Plan number
003

Questions about the Surety Hr, Inc. 401(k)

Does Surety Hr, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $330,552, 32% of all contributions.

Does the Surety Hr, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Surety Hr, Inc 401(k) plan?

150 participants at the start of plan year 2024, 125 of them active employees, and 22 former employees who still had money in the plan.

What is the average 401(k) balance at Surety Hr, Inc?

About $92,273 per account: $13.2 million in plan assets across 143 accounts with a balance at the end of plan year 2024.

Who manages the Surety Hr, Inc 401(k) accounts?

Transamerica (listed on the filing as TRANSAMERICA FINANCIAL LIFE INS.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Surety Hr, Inc. How do I access my 401(k)?

Your account stays with Transamerica after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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