T & M Associates 401(k) Plan: Login, Facts & Contact Information

T & M Associates 401(k) Plan Facts

Plan name
T & M ASSOCIATES RETIREMENT AND SAVINGS INCENTIVE PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
T & M ASSOCIATES
Participants
528 (378 active employees)
Former employees with a balance
134
Plan assets
$103,033,359 at Dec 31, 2024
Average account balance
$202,026 across 510 accounts
Employer contributions
$1,151,899 in plan year 2024 (20% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1973
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.74 million went into the plan in contributions, $1.15 million of it from the employer (20%).
  • $8.34 million was paid out to participants.
  • Investment and other income added $12.9 million.
  • Administrative expenses were $80,623, about $158 per account.

How the T & M Associates 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019462$73.1 million$673,043$4.42 million
2020462$82.3 million$746,454$5.38 million
2021461$92.0 million$566,506$5.35 million
2022468$78.7 million$993,066$5.60 million
2023502$92.8 million$1.07 million$4.14 million
2024528$103.0 million$1.15 million$8.34 million

T & M Associates 401(k) Contact Information

Phone
732-671-6400
Mailing address
11 TINDALL ROAD, MIDDLETOWN NJ 07748
Plan sponsor
T & M ASSOCIATES
Employer identification number (EIN)
22-1806708
Plan number
002

Questions about the T & M Associates 401(k)

Does T & M Associates contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.15 million, 20% of all contributions.

Does the T & M Associates 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the T & M Associates 401(k) plan?

528 participants at the start of plan year 2024, 378 of them active employees, and 134 former employees who still had money in the plan.

What is the average 401(k) balance at T & M Associates?

About $202,026 per account: $103.0 million in plan assets across 510 accounts with a balance at the end of plan year 2024.

Who manages the T & M Associates 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at T & M Associates. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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