The Lighthouse Inc 401(k) Plan: Login, Facts & Contact Information

The Lighthouse Inc 401(k) Plan Facts

Plan name
THE LIGHTHOUSE INC. 401K RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE LIGHTHOUSE INC.
Participants
332 (279 active employees)
Former employees with a balance
54
Plan assets
$9,149,630 at Dec 31, 2024
Average account balance
$33,271 across 275 accounts
Employer contributions
$173,356 in plan year 2024 (23% of all contributions)
Recordkeeper
American United Life Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $745,988 went into the plan in contributions, $173,356 of it from the employer (23%).
  • $489,964 was paid out to participants.
  • Investment and other income added $1.03 million.
  • Administrative expenses were $2,175, about $8 per account.

How the The Lighthouse Inc 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019381$5.70 million$179,063$205,571
2020389$6.88 million$173,160$374,928
2021382$7.79 million$167,654$703,306
2022318$6.75 million$150,606$416,798
2023324$7.87 million$152,105$646,364
2024332$9.15 million$173,356$489,964

The Lighthouse Inc 401(k) Contact Information

Phone
989-673-2500
Mailing address
1655 EAST CARO ROAD P O BOX 289, CARO MI 48723
Plan sponsor
THE LIGHTHOUSE INC.
Employer identification number (EIN)
38-2694908
Plan number
001

Questions about the The Lighthouse Inc 401(k)

Does The Lighthouse Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $173,356, 23% of all contributions.

Does the The Lighthouse Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the The Lighthouse Inc 401(k) plan?

332 participants at the start of plan year 2024, 279 of them active employees, and 54 former employees who still had money in the plan.

What is the average 401(k) balance at The Lighthouse Inc?

About $33,271 per account: $9.15 million in plan assets across 275 accounts with a balance at the end of plan year 2024.

Who manages the The Lighthouse Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as AMERICAN UNITED LIFE INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Lighthouse Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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