The William Carter Company 401(k) Plan: Login, Facts & Contact Information

The William Carter Company 401(k) Plan Facts

Plan name
CARTERS 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE WILLIAM CARTER COMPANY
Participants
8,665 (6,091 active employees)
Former employees with a balance
2,011
Plan assets
$318,711,882 at Dec 31, 2024
Average account balance
$45,917 across 6,941 accounts
Employer contributions
$8,700,848 in plan year 2024 (34% of all contributions)
Recordkeeper
Merrill Lynch, Pierce, Fenner And S
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 1, 1988
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $25.6 million went into the plan in contributions, $8.70 million of it from the employer (34%).
  • $32.7 million was paid out to participants.
  • Investment and other income added $42.3 million.
  • Administrative expenses were $555,505, about $80 per account.

How the The William Carter Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,243$233.9 million$8.19 million$18.7 million
20207,441$256.1 million$7.88 million$34.0 million
20217,715$291.9 million$14.7 million$33.4 million
20227,411$249.1 million$8.07 million$17.7 million
20238,749$287.0 million$8.01 million$28.9 million
20248,665$318.7 million$8.70 million$32.7 million

The William Carter Company 401(k) Contact Information

Phone
678-399-4436
Mailing address
3438 PEACHTREE ROAD NE SUITE 1800, ATLANTA GA 30326
Plan sponsor
THE WILLIAM CARTER COMPANY
Employer identification number (EIN)
04-1156680
Plan number
004

Questions about the The William Carter Company 401(k)

Does The William Carter Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.70 million, 34% of all contributions.

Does the The William Carter Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the The William Carter Company 401(k) plan?

8,665 participants at the start of plan year 2024, 6,091 of them active employees, and 2,011 former employees who still had money in the plan.

What is the average 401(k) balance at The William Carter Company?

About $45,917 per account: $318.7 million in plan assets across 6,941 accounts with a balance at the end of plan year 2024.

Who manages the The William Carter Company 401(k) accounts?

Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The William Carter Company. How do I access my 401(k)?

Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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