Umass Memorial Health Care, Inc. 401(k) Plan: Login, Facts & Contact Information

Umass Memorial Health Care, Inc. 401(k) Plan Facts

Plan name
UMASS MEMORIAL HEALTH CARE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UMASS MEMORIAL HEALTH CARE, INC.
Participants
16,482 (14,248 active employees)
Former employees with a balance
2,981
Plan assets
$1,425,450,424 at Dec 31, 2024
Average account balance
$108,474 across 13,141 accounts
Employer contributions
$31,384,415 in plan year 2024 (32% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $99.1 million went into the plan in contributions, $31.4 million of it from the employer (32%).
  • $106.0 million was paid out to participants.
  • Investment and other income added $187.0 million.
  • Administrative expenses were $814,808, about $62 per account.

How the Umass Memorial Health Care, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201910,866$916.5 million$21.6 million$47.5 million
202011,233$1.09 billion$23.1 million$62.6 million
202111,792$1.25 billion$24.2 million$69.9 million
202212,283$1.02 billion$25.1 million$78.3 million
202315,534$1.25 billion$28.0 million$76.1 million
202416,482$1.43 billion$31.4 million$106.0 million

Umass Memorial Health Care, Inc. 401(k) Contact Information

Phone
508-334-8511
Mailing address
WBC 67 MILLBROOK STREET NORTH BUILDING, 1ST FLOOR, WORCESTER MA 01606
Plan sponsor
UMASS MEMORIAL HEALTH CARE, INC.
Employer identification number (EIN)
04-3358566
Plan number
003

Questions about the Umass Memorial Health Care, Inc. 401(k)

Does Umass Memorial Health Care, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $31.4 million, 32% of all contributions.

Does the Umass Memorial Health Care, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Umass Memorial Health Care, Inc 401(k) plan?

16,482 participants at the start of plan year 2024, 14,248 of them active employees, and 2,981 former employees who still had money in the plan.

What is the average 401(k) balance at Umass Memorial Health Care, Inc?

About $108,474 per account: $1.43 billion in plan assets across 13,141 accounts with a balance at the end of plan year 2024.

Who manages the Umass Memorial Health Care, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Umass Memorial Health Care, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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