United Cooperative 401(k) Plan: Login, Facts & Contact Information
United Cooperative 401(k) Login
261 former United Cooperative employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
United Cooperative 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $5.04 million went into the plan in contributions, $1.58 million of it from the employer (31%).
- $8.23 million was paid out to participants.
- Investment and other income added $9.31 million.
- Administrative expenses were $108,890, about $138 per account.
How the United Cooperative 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 595 | $50.7 million | $1.03 million | $2.42 million |
| 2020 | 647 | $58.7 million | $1.07 million | $3.15 million |
| 2021 | 667 | $67.9 million | $1.14 million | $3.35 million |
| 2022 | 729 | $54.9 million | $1.37 million | $5.13 million |
| 2023 | 873 | $64.0 million | $1.40 million | $8.34 million |
| 2024 | 932 | $70.0 million | $1.58 million | $8.23 million |
United Cooperative 401(k) Contact Information
Questions about the United Cooperative 401(k)
Does United Cooperative contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.58 million, 31% of all contributions.
Does the United Cooperative 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the United Cooperative 401(k) plan?
932 participants at the start of plan year 2024, 531 of them active employees, and 261 former employees who still had money in the plan.
What is the average 401(k) balance at United Cooperative?
About $88,711 per account: $70.0 million in plan assets across 789 accounts with a balance at the end of plan year 2024.
Who manages the United Cooperative 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at United Cooperative. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.