Universal Group 401(k) Plan: Login, Facts & Contact Information
Universal Group 401(k) Login
Retirement plan providers can change. This information is from the plan's 2024 filing.
Universal Group 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $8.61 million went into the plan in contributions, $4.53 million of it from the employer (53%).
- $7.76 million was paid out to participants.
- Investment and other income added $12.2 million.
- Administrative expenses were $420,051, about $348 per account.
How the Universal Group 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,047 | $86.9 million | $2.91 million | $3.38 million |
| 2020 | 1,284 | $101.6 million | $3.83 million | $2.22 million |
| 2021 | 1,346 | $115.3 million | $3.69 million | $3.28 million |
| 2022 | 1,378 | $105.2 million | $3.59 million | $5.21 million |
| 2023 | 1,280 | $121.7 million | $4.18 million | $4.27 million |
| 2024 | 1,392 | $134.4 million | $4.53 million | $7.76 million |
Universal Group 401(k) Contact Information
Questions about the Universal Group 401(k)
Does Universal Group contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $4.53 million in employer contributions for plan year 2024.
Does the Universal Group 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Universal Group 401(k) plan?
1,392 participants at the start of plan year 2024, 1,054 of them active employees.
What is the average 401(k) balance at Universal Group?
About $111,410 per account: $134.4 million in plan assets across 1,206 accounts with a balance at the end of plan year 2024.
Who manages the Universal Group 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Universal Group. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.