Universal Mortgage & Finance, In 401(k) Plan: Login, Facts & Contact Information

Universal Mortgage & Finance, In 401(k) Plan Facts

Plan name
UNIVERSAL MORTGAGE & FINANCE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNIVERSAL MORTGAGE & FINANCE, IN
Participants
59 (40 active employees)
Plan assets
$1,854,664 at Dec 31, 2024
Average account balance
$84,303 across 22 accounts
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2004
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed May 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $50,336 went into the plan in contributions.
  • $33,047 was paid out to participants.
  • Investment and other income added $143,024.

How the Universal Mortgage & Finance, In 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201968$1.20 million—$140,294
202066$1.42 million—$70,174
202160$1.72 million$5,434$72,918
202270$1.55 million—$28,789
202376$1.73 million—$31,108
202459$1.85 million—$33,047

Universal Mortgage & Finance, In 401(k) Contact Information

Phone
410-279-1736
Mailing address
2450 RIVA ROAD, STE 202, ANNAPOLIS MD 21401
Plan sponsor
UNIVERSAL MORTGAGE & FINANCE, IN
Employer identification number (EIN)
52-2276553
Plan number
001

Questions about the Universal Mortgage & Finance, In 401(k)

Does Universal Mortgage & Finance, In contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Universal Mortgage & Finance, In 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Universal Mortgage & Finance, In 401(k) plan?

59 participants at the start of plan year 2024, 40 of them active employees.

What is the average 401(k) balance at Universal Mortgage & Finance, In?

About $84,303 per account: $1.85 million in plan assets across 22 accounts with a balance at the end of plan year 2024.

Who manages the Universal Mortgage & Finance, In 401(k) accounts?

ADP Retirement Services is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Universal Mortgage & Finance, In. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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