Universal Rehab & Fitness Inst 401(k) Plan: Login, Facts & Contact Information

Universal Rehab & Fitness Inst 401(k) Plan Facts

Plan name
UNIVERSAL INSTITUTE 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
UNIVERSAL REHAB & FITNESS INST
Participants
730 (669 active employees)
Former employees with a balance
96
Plan assets
$8,648,705 at Dec 31, 2024
Average account balance
$30,669 across 282 accounts
Recordkeeper
Oppenheimer & Co. Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.15 million went into the plan in contributions.
  • $516,060 was paid out to participants.
  • Investment and other income added $936,953.
  • Administrative expenses were $22,525, about $80 per account.

How the Universal Rehab & Fitness Inst 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019376$3.75 million—$478,141
2020458$4.73 million—$143,493
2021477$5.63 million—$579,176
2022492$5.66 million—$240,242
2023649$7.10 million—$412,294
2024730$8.65 million—$516,060

Universal Rehab & Fitness Inst 401(k) Contact Information

Phone
845-306-2900
Mailing address
15 MICROLAB ROAD SUITE 101, LIVINGSTON NJ 07039
Plan sponsor
UNIVERSAL REHAB & FITNESS INST
Employer identification number (EIN)
22-3026173
Plan number
001

Questions about the Universal Rehab & Fitness Inst 401(k)

Does Universal Rehab & Fitness Inst contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the Universal Rehab & Fitness Inst 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Universal Rehab & Fitness Inst 401(k) plan?

730 participants at the start of plan year 2024, 669 of them active employees, and 96 former employees who still had money in the plan.

What is the average 401(k) balance at Universal Rehab & Fitness Inst?

About $30,669 per account: $8.65 million in plan assets across 282 accounts with a balance at the end of plan year 2024.

Who manages the Universal Rehab & Fitness Inst 401(k) accounts?

ADP Retirement Services (listed on the filing as OPPENHEIMER & CO. INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Universal Rehab & Fitness Inst. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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