Utility Supply And Construction Co. 401(k) Plan: Login, Facts & Contact Information

Utility Supply And Construction Co. 401(k) Plan Facts

Plan name
UTILITY SUPPLY AND CONSTRUCTION COMPANY SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN
Plan type
401(k) and profit sharing with a company-stock (ESOP) component
Plan sponsor
UTILITY SUPPLY AND CONSTRUCTION COMPANY
Participants
563 (379 active employees)
Former employees with a balance
220
Plan assets
$41,663,784 at Dec 31, 2024
Average account balance
$72,712 across 573 accounts
Employer contributions
$1,404,640 in plan year 2024 (37% of all contributions)
Recordkeeper
Epic Retirement Plan Services
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1980
— Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.78 million went into the plan in contributions, $1.40 million of it from the employer (37%).
  • $11.0 million was paid out to participants.
  • Investment and other income added $7.87 million.
  • Administrative expenses were $5,307, about $9 per account.

How the Utility Supply And Construction Co. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019365$25.4 million$677,432$3.20 million
2020379$32.5 million$849,914$759,398
2021390$38.3 million$998,714$1.28 million
2022430$33.9 million$1.06 million$2.83 million
2023536$41.0 million$1.33 million$2.72 million
2024563$41.7 million$1.40 million$11.0 million

Utility Supply And Construction Co. 401(k) Contact Information

Phone
231-832-2297
Mailing address
420 ROTH STREET SUITE A, REED CITY MI 49677
Plan sponsor
UTILITY SUPPLY AND CONSTRUCTION COMPANY
Employer identification number (EIN)
38-1783949
Plan number
001

Questions about the Utility Supply And Construction Co. 401(k)

Does Utility Supply And Construction Co contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.40 million in employer contributions for plan year 2024.

Does the Utility Supply And Construction Co 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Utility Supply And Construction Co 401(k) plan?

563 participants at the start of plan year 2024, 379 of them active employees, and 220 former employees who still had money in the plan.

What is the average 401(k) balance at Utility Supply And Construction Co?

About $72,712 per account: $41.7 million in plan assets across 573 accounts with a balance at the end of plan year 2024.

Who manages the Utility Supply And Construction Co 401(k) accounts?

EPIC Retirement Plan Services is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Utility Supply And Construction Co. How do I access my 401(k)?

Your account stays with EPIC Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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