Vision Service Plan 401(k) Plan: Login, Facts & Contact Information

Vision Service Plan 401(k) Plan Facts

Plan name
VSP RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VISION SERVICE PLAN
Participants
7,427 (5,853 active employees)
Former employees with a balance
1,528
Plan assets
$1,450,779,861 at Dec 31, 2024
Average account balance
$196,503 across 7,383 accounts
Employer contributions
$68,334,707 in plan year 2024 (57% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1971
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $120.2 million went into the plan in contributions, $68.3 million of it from the employer (57%).
  • $138.8 million was paid out to participants.
  • Investment and other income added $159.4 million.
  • Administrative expenses were $1.01 million, about $137 per account.

How the Vision Service Plan 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20196,005$1.03 billion$52.7 million$38.6 million
20206,286$1.17 billion$51.2 million$85.1 million
20215,933$1.28 billion$13.5 million$76.7 million
20226,114$1.08 billion$53.8 million$78.3 million
20236,816$1.31 billion$60.9 million$91.0 million
20247,427$1.45 billion$68.3 million$138.8 million

Vision Service Plan 401(k) Contact Information

Phone
916-851-5000
Mailing address
3333 QUALITY DRIVE, RANCHO CORDOVA CA 95670
Plan sponsor
VISION SERVICE PLAN
Employer identification number (EIN)
94-1632821
Plan number
001

Questions about the Vision Service Plan 401(k)

Does Vision Service Plan contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $68.3 million, 57% of all contributions.

Does the Vision Service Plan 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Vision Service Plan 401(k) plan?

7,427 participants at the start of plan year 2024, 5,853 of them active employees, and 1,528 former employees who still had money in the plan.

What is the average 401(k) balance at Vision Service Plan?

About $196,503 per account: $1.45 billion in plan assets across 7,383 accounts with a balance at the end of plan year 2024.

Who manages the Vision Service Plan 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Vision Service Plan. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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