Visions Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Visions Federal Credit Union 401(k) Plan Facts

Plan name
VISIONS FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VISIONS FEDERAL CREDIT UNION
Participants
957 (818 active employees)
Former employees with a balance
141
Plan assets
$70,598,025 at Dec 31, 2024
Average account balance
$73,463 across 961 accounts
Employer contributions
$1,924,013 in plan year 2024 (28% of all contributions)
Recordkeeper
Empower Life & Annuity Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.99 million went into the plan in contributions, $1.92 million of it from the employer (28%).
  • $2.57 million was paid out to participants.
  • Investment and other income added $8.65 million.
  • Administrative expenses were $21,225, about $22 per account.

How the Visions Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019625$34.8 million$978,273$1.33 million
2020684$43.6 million$1.18 million$2.30 million
2021736$52.9 million$1.29 million$1.85 million
2022687$46.0 million$1.46 million$3.78 million
2023893$57.5 million$1.68 million$3.59 million
2024957$70.6 million$1.92 million$2.57 million

Visions Federal Credit Union 401(k) Contact Information

Phone
607-786-2000
Mailing address
24 MCKINLEY AVE, ENDICOTT NY 13760
Plan sponsor
VISIONS FEDERAL CREDIT UNION
Employer identification number (EIN)
16-0920502
Plan number
033

Questions about the Visions Federal Credit Union 401(k)

Does Visions Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.92 million, 28% of all contributions.

Does the Visions Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Visions Federal Credit Union 401(k) plan?

957 participants at the start of plan year 2024, 818 of them active employees, and 141 former employees who still had money in the plan.

What is the average 401(k) balance at Visions Federal Credit Union?

About $73,463 per account: $70.6 million in plan assets across 961 accounts with a balance at the end of plan year 2024.

Who manages the Visions Federal Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE & ANNUITY INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Visions Federal Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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