Vroom Inc. 401(k) Plan: Login, Facts & Contact Information

Vroom Inc. 401(k) Plan Facts

Plan name
VROOM 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VROOM INC.
Participants
1,024 (68 active employees)
Former employees with a balance
389
Plan assets
$11,650,136 at Dec 31, 2024
Average account balance
$25,605 across 455 accounts
Recordkeeper
Voya Retirement Insurance & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2017
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.96 million went into the plan in contributions.
  • $8.42 million was paid out to participants.
  • Investment and other income added $1.84 million.
  • Administrative expenses were $67,103, about $147 per account.

How the Vroom Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019589$2.43 million$0$289,440
2020812$4.35 million—$517,763
2021958$12.6 million$7,063$469,085
20221,715$12.9 million—$3.97 million
20231,412$16.3 million—$3.88 million
20241,024$11.7 million—$8.42 million

Vroom Inc. 401(k) Contact Information

Phone
817-600-2894
Mailing address
1071 CAMELBACK STREET, SUITE100, NEWPORT BEACH CA 92660
Plan sponsor
VROOM INC.
Employer identification number (EIN)
90-1112566
Plan number
001

Questions about the Vroom Inc. 401(k)

Does Vroom Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Vroom Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Vroom Inc 401(k) plan?

1,024 participants at the start of plan year 2024, 68 of them active employees, and 389 former employees who still had money in the plan.

What is the average 401(k) balance at Vroom Inc?

About $25,605 per account: $11.7 million in plan assets across 455 accounts with a balance at the end of plan year 2024.

Who manages the Vroom Inc 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INSURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Vroom Inc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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