Zartman Construction, Inc. 401(k) Plan: Login, Facts & Contact Information

Zartman Construction, Inc. 401(k) Plan Facts

Plan name
ZARTMAN CONSTRUCTION, INC. RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZARTMAN CONSTRUCTION, INC.
Participants
181 (150 active employees)
Former employees with a balance
26
Plan assets
$15,908,076 at Sep 30, 2025
Average account balance
$95,258 across 167 accounts
Employer contributions
$381,334 in plan year 2024 (35% of all contributions)
Recordkeeper
Fulton Financial Advisors
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1989
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed May 28, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.10 million went into the plan in contributions, $381,334 of it from the employer (35%).
  • $1.30 million was paid out to participants.
  • Investment and other income added $1.93 million.
  • Administrative expenses were $67,183, about $402 per account.

How the Zartman Construction, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019172$10.1 million$134,895$178,981
2020179$11.9 million$208,360$1.10 million
2021170$9.28 million$220,052$1.13 million
2022169$11.0 million$310,419$817,769
2023163$14.2 million$525,205$937,231
2024181$15.9 million$381,334$1.30 million

Zartman Construction, Inc. 401(k) Contact Information

Phone
570-275-4400
Mailing address
3000 POINT TOWNSHIP DRIVE, NORTHUMBERLAND PA 17857
Plan sponsor
ZARTMAN CONSTRUCTION, INC.
Employer identification number (EIN)
23-2003724
Plan number
002

Questions about the Zartman Construction, Inc. 401(k)

Does Zartman Construction, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $381,334, 35% of all contributions.

Does the Zartman Construction, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Zartman Construction, Inc 401(k) plan?

181 participants at the start of plan year 2024, 150 of them active employees, and 26 former employees who still had money in the plan.

What is the average 401(k) balance at Zartman Construction, Inc?

About $95,258 per account: $15.9 million in plan assets across 167 accounts with a balance at the end of plan year 2024.

Who manages the Zartman Construction, Inc 401(k) accounts?

FULTON FINANCIAL ADVISORS is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zartman Construction, Inc. How do I access my 401(k)?

Your account stays with FULTON FINANCIAL ADVISORS after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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