According to IRS rules, you will owe taxes when you take a distribution from an IRA. Find out how IRA distributions are taxed and how much taxes you will pay.
If you did not save enough during your younger years, you may be allowed to make catch-up contributions to boost your retirement savings. Find out the ideal age for 401(k) catch-up.
If you have built a nice nest egg, you may consider rolling over your 401(k) into a Roth IRA. Here are the steps involved when rolling over 401(k) into a Roth IRA.
If your employer allows 401(k) trading, you may want to trade securities with your 401(k) money. Find out how often you can buy and sell in your 401(k).
If your financial circumstances have changed, you may consider changing your 401(k) contribution. Find out how often you can change your 401(k) contributions.
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