If you have an unpaid 401(k) loan, it could be considered a deemed distribution. Find out what deemed means and how it works.
If you have defaulted on a 401(k) loan, the outstanding balance could be considered a plan loan offset. Find out what 401(k) plan loan offset is and how it varies from a deemed distribution.
Any contributions you make to a 401(k) account are always 100% yours, but you don’t fully own the employer’s contributions until you are fully vested. Find out what vesting means and how it works.
If you have a short-term financial need, you could consider tapping into your 401(k). Find out where to get a 401(k) loan.
If you recently retired, you should figure out what to do with the 401(k) money. Here are some ideas on what you can do with your retirement savings.
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