B & I Contractors, Inc. 401(k) Plan: Login, Facts & Contact Information

B & I Contractors, Inc. 401(k) Plan Facts

Plan name
B & I CONTRACTORS, INC. 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
B & I CONTRACTORS, INC.
Participants
1,243 (1,114 active employees)
Former employees with a balance
224
Plan assets
$21,280,430 at Oct 31, 2025
Average account balance
$17,203 across 1,237 accounts
Employer contributions
$851,236 in plan year 2024 (23% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Nov 1, 2024 – Oct 31, 2025
Plan established
Nov 1, 2000
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Nov 1, 2024 – Oct 31, 2025), filed Aug 11, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.69 million went into the plan in contributions, $851,236 of it from the employer (23%).
  • $1.26 million was paid out to participants.
  • Investment and other income added $2.69 million.
  • Administrative expenses were $164,839, about $133 per account.

How the B & I Contractors, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019875$7.69 million$359,289$503,921
2020824$11.2 million$393,573$523,605
2021859$9.99 million$394,685$1.25 million
2022832$11.7 million$411,527$1.22 million
2023872$16.4 million$653,522$1.53 million
20241,243$21.3 million$851,236$1.26 million

B & I Contractors, Inc. 401(k) Contact Information

Phone
239-332-4646
Mailing address
2701 PRINCE STREET, FORT MYERS FL 33916
Plan sponsor
B & I CONTRACTORS, INC.
Employer identification number (EIN)
59-1107790
Plan number
002

Questions about the B & I Contractors, Inc. 401(k)

Does B & I Contractors, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $851,236, 23% of all contributions.

Does the B & I Contractors, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the B & I Contractors, Inc 401(k) plan?

1,243 participants at the start of plan year 2024, 1,114 of them active employees, and 224 former employees who still had money in the plan.

What is the average 401(k) balance at B & I Contractors, Inc?

About $17,203 per account: $21.3 million in plan assets across 1,237 accounts with a balance at the end of plan year 2024.

Who manages the B & I Contractors, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at B & I Contractors, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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