Chipotle Mexican Grill, Inc. 401(k) Plan: Login, Facts & Contact Information

Chipotle Mexican Grill, Inc. 401(k) Plan Facts

Plan name
CHIPOTLE MEXICAN GRILL, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CHIPOTLE MEXICAN GRILL, INC.
Participants
90,364 (94,731 active employees)
Former employees with a balance
1,897
Plan assets
$292,760,764 at Dec 31, 2024
Average account balance
$27,010 across 10,839 accounts
Employer contributions
$16,708,329 in plan year 2024 (30% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 13, 2006
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $54.9 million went into the plan in contributions, $16.7 million of it from the employer (30%).
  • $34.7 million was paid out to participants.
  • Investment and other income added $37.0 million.
  • Administrative expenses were $816,222, about $75 per account.

How the Chipotle Mexican Grill, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201930,908$134.7 million$6.27 million$17.8 million
202052,436$159.7 million$9.11 million$26.4 million
202172,589$201.0 million$10.8 million$22.3 million
202289,572$183.2 million$12.5 million$22.6 million
202380,598$236.4 million$13.7 million$27.3 million
202490,364$292.8 million$16.7 million$34.7 million

Chipotle Mexican Grill, Inc. 401(k) Contact Information

Phone
949-524-4113
Mailing address
610 NEWPORT CENTER DRIVE SUITE 1100, NEWPORT BEACH CA 926606479
Plan sponsor
CHIPOTLE MEXICAN GRILL, INC.
Employer identification number (EIN)
84-1219301
Plan number
002

Questions about the Chipotle Mexican Grill, Inc. 401(k)

Does Chipotle Mexican Grill, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $16.7 million, 30% of all contributions.

Does the Chipotle Mexican Grill, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Chipotle Mexican Grill, Inc 401(k) plan?

90,364 participants at the start of plan year 2024, 94,731 of them active employees, and 1,897 former employees who still had money in the plan.

What is the average 401(k) balance at Chipotle Mexican Grill, Inc?

About $27,010 per account: $292.8 million in plan assets across 10,839 accounts with a balance at the end of plan year 2024.

Who manages the Chipotle Mexican Grill, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Chipotle Mexican Grill, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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