Grayco, Inc. 401(k) Plan: Login, Facts & Contact Information

Grayco, Inc. 401(k) Plan Facts

Plan name
GRAYCO INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
GRAYCO, INC.
Participants
176 (157 active employees)
Former employees with a balance
26
Plan assets
$20,998,062 at Dec 31, 2024
Average account balance
$114,744 across 183 accounts
Employer contributions
$461,968 in plan year 2024 (42% of all contributions)
Recordkeeper
Empower Annuity Insurance Company A
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.10 million went into the plan in contributions, $461,968 of it from the employer (42%).
  • $2.87 million was paid out to participants.
  • Investment and other income added $3.26 million.
  • Administrative expenses were $59,147, about $323 per account.

How the Grayco, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019122$13.3 million$251,921$98,039
2020126$16.0 million$257,747$155,722
2021122$18.4 million$287,708$1.10 million
2022146$15.4 million$376,807$211,510
2023166$19.6 million$417,464$176,222
2024176$21.0 million$461,968$2.87 million

Grayco, Inc. 401(k) Contact Information

Phone
804-359-8444
Mailing address
1700 BAYBERRY COURT STE 300, RICHMOND VA 23226
Plan sponsor
GRAYCO, INC.
Employer identification number (EIN)
54-1629254
Plan number
002

Questions about the Grayco, Inc. 401(k)

Does Grayco, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $461,968, 42% of all contributions.

Does the Grayco, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Grayco, Inc 401(k) plan?

176 participants at the start of plan year 2024, 157 of them active employees, and 26 former employees who still had money in the plan.

What is the average 401(k) balance at Grayco, Inc?

About $114,744 per account: $21.0 million in plan assets across 183 accounts with a balance at the end of plan year 2024.

Who manages the Grayco, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY A) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Grayco, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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