Michigan Credit Union League 401(k) Plan: Login, Facts & Contact Information

Michigan Credit Union League 401(k) Plan Facts

Plan name
RETIREMENT PLAN FOR MICHIGAN CREDIT UNION EMPLOYEES 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MICHIGAN CREDIT UNION LEAGUE
Participants
15,630 (9,626 active employees)
Former employees with a balance
6,019
Plan assets
$996,270,847 at Dec 31, 2024
Average account balance
$67,243 across 14,816 accounts
Employer contributions
$32,499,836 in plan year 2024 (41% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1997
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $80.2 million went into the plan in contributions, $32.5 million of it from the employer (41%).
  • $87.2 million was paid out to participants.
  • Investment and other income added $128.7 million.
  • Administrative expenses were $1.85 million, about $125 per account.

How the Michigan Credit Union League 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201913,565$737.4 million$29.1 million$45.9 million
202015,000$792.9 million$31.5 million$57.4 million
202115,421$901.9 million$27.5 million$69.4 million
202213,948$760.3 million$29.8 million$62.1 million
202315,368$903.7 million$30.8 million$69.8 million
202415,630$996.3 million$32.5 million$87.2 million

Michigan Credit Union League 401(k) Contact Information

Phone
800-262-6285
Mailing address
PO BOX 190, ROYAL OAK MI 48068
Plan sponsor
MICHIGAN CREDIT UNION LEAGUE
Plan administrator
ADMIN COMMITTEE FOR RTMT PLAN FOR MICHIGAN CU EMP 401(K) SAVINGS PLAN
Employer identification number (EIN)
38-0826778
Plan number
334

Questions about the Michigan Credit Union League 401(k)

Does Michigan Credit Union League contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $32.5 million, 41% of all contributions.

Does the Michigan Credit Union League 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Michigan Credit Union League 401(k) plan?

15,630 participants at the start of plan year 2024, 9,626 of them active employees, and 6,019 former employees who still had money in the plan.

What is the average 401(k) balance at Michigan Credit Union League?

About $67,243 per account: $996.3 million in plan assets across 14,816 accounts with a balance at the end of plan year 2024.

Who manages the Michigan Credit Union League 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Michigan Credit Union League. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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