O'neal Steel, Inc. 401(k) Plan: Login, Facts & Contact Information

O'neal Steel, Inc. 401(k) Plan Facts

Plan name
O'NEAL STEEL 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
O'NEAL STEEL, INC.
Participants
3,865 (3,140 active employees)
Former employees with a balance
674
Plan assets
$426,412,346 at Dec 31, 2024
Average account balance
$116,889 across 3,648 accounts
Employer contributions
$10,377,951 in plan year 2024 (30% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 30, 1960
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $34.9 million went into the plan in contributions, $10.4 million of it from the employer (30%).
  • $50.2 million was paid out to participants.
  • Investment and other income added $59.8 million.
  • Administrative expenses were $51,810, about $14 per account.

How the O'neal Steel, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,327$316.8 million$7.49 million$47.7 million
20203,240$349.0 million$6.95 million$43.9 million
20212,943$389.6 million$7.38 million$33.0 million
20223,182$320.7 million$8.75 million$28.3 million
20233,712$382.0 million$9.93 million$35.1 million
20243,865$426.4 million$10.4 million$50.2 million

O'neal Steel, Inc. 401(k) Contact Information

Phone
205-599-8000
Mailing address
P.O. BOX 2623, BIRMINGHAM AL 352022623
Plan sponsor
O'NEAL STEEL, INC.
Employer identification number (EIN)
63-0196990
Plan number
002

Questions about the O'neal Steel, Inc. 401(k)

Does O'neal Steel, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $10.4 million, 30% of all contributions.

Does the O'neal Steel, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the O'neal Steel, Inc 401(k) plan?

3,865 participants at the start of plan year 2024, 3,140 of them active employees, and 674 former employees who still had money in the plan.

What is the average 401(k) balance at O'neal Steel, Inc?

About $116,889 per account: $426.4 million in plan assets across 3,648 accounts with a balance at the end of plan year 2024.

Who manages the O'neal Steel, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at O'neal Steel, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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