Oneaz Credit Union 401(k) Plan: Login, Facts & Contact Information

Oneaz Credit Union 401(k) Plan Facts

Plan name
ONEAZ CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ONEAZ CREDIT UNION
Participants
722 (510 active employees)
Former employees with a balance
155
Plan assets
$52,016,001 at Dec 31, 2024
Average account balance
$78,932 across 659 accounts
Employer contributions
$2,416,249 in plan year 2024 (38% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.45 million went into the plan in contributions, $2.42 million of it from the employer (38%).
  • $8.76 million was paid out to participants.
  • Investment and other income added $5.86 million.
  • Administrative expenses were $105,198, about $160 per account.

How the Oneaz Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019672$34.4 million$1.03 million$2.15 million
2020682$39.8 million$1.31 million$3.89 million
2021716$45.1 million$1.34 million$4.54 million
2022708$38.4 million$1.62 million$4.27 million
2023747$48.6 million$2.25 million$4.69 million
2024722$52.0 million$2.42 million$8.76 million

Oneaz Credit Union 401(k) Contact Information

Phone
602-467-4116
Mailing address
2355 W PINNACLE PEAK RD, PHOENIX AZ 850271261
Plan sponsor
ONEAZ CREDIT UNION
Employer identification number (EIN)
86-0108770
Plan number
002

Questions about the Oneaz Credit Union 401(k)

Does Oneaz Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.42 million, 38% of all contributions.

Does the Oneaz Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Oneaz Credit Union 401(k) plan?

722 participants at the start of plan year 2024, 510 of them active employees, and 155 former employees who still had money in the plan.

What is the average 401(k) balance at Oneaz Credit Union?

About $78,932 per account: $52.0 million in plan assets across 659 accounts with a balance at the end of plan year 2024.

Who manages the Oneaz Credit Union 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Oneaz Credit Union. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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