Western Carriers, Inc 401(k) Plan: Login, Facts & Contact Information

Western Carriers, Inc 401(k) Plan Facts

Plan name
WESTERN CARRIERS, INC. PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WESTERN CARRIERS, INC.
Participants
816 (815 active employees)
Former employees with a balance
41
Plan assets
$41,670,117 at Dec 31, 2024
Average account balance
$85,741 across 486 accounts
Employer contributions
$983,115 in plan year 2024 (27% of all contributions)
Recordkeeper
Schwab Retirement Plan Services,inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1977
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.63 million went into the plan in contributions, $983,115 of it from the employer (27%).
  • $2.54 million was paid out to participants.
  • Investment and other income added $5.43 million.
  • Administrative expenses were $169,299, about $348 per account.

How the Western Carriers, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019532$27.7 million$596,928$1.93 million
2020553$28.0 million$676,342$5.70 million
2021614$34.6 million$782,329$1.04 million
2022649$31.3 million$827,943$618,755
2023728$35.4 million$975,535$4.91 million
2024816$41.7 million$983,115$2.54 million

Western Carriers, Inc 401(k) Contact Information

Phone
800-631-7776
Mailing address
2220 91ST STREET, NORTH BERGEN NJ 07047
Plan sponsor
WESTERN CARRIERS, INC.
Employer identification number (EIN)
04-2481205
Plan number
002

Questions about the Western Carriers, Inc 401(k)

Does Western Carriers, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $983,115, 27% of all contributions.

Does the Western Carriers, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Western Carriers, Inc 401(k) plan?

816 participants at the start of plan year 2024, 815 of them active employees, and 41 former employees who still had money in the plan.

What is the average 401(k) balance at Western Carriers, Inc?

About $85,741 per account: $41.7 million in plan assets across 486 accounts with a balance at the end of plan year 2024.

Who manages the Western Carriers, Inc 401(k) accounts?

Schwab Retirement Plan Services (listed on the filing as SCHWAB RETIREMENT PLAN SERVICES,INC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Western Carriers, Inc. How do I access my 401(k)?

Your account stays with Schwab Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 4020 SIERRA COLLEGE BOULEVARD SUITE 200, ROCKLIN, CA, 95677
Headquarter: P.O. BOX 590, CABOOL, MO, 65689
Headquarter: 801 BROADWAY N, FARGO, ND, 58102
Headquarter: 751 LAKEFRONT COMMONS, NEWPORT NEWS, VA, 23606
Headquarter: 11145 THOMPSON AVE, LENEXA, KS, 662191389