Best places to retire in Virginia

Are you ready to kick back, relax, and enjoy your retirement in a pleasant 4-season climate with low crime and cost of living, great medical care, and plenty of natural beauty? The Old Dominion State offers a range of cultural and scenic flavors, and you’re bound to find the right one for you. We will explore some of the best cities to retire in Virginia, each with its unique charm and drawcards.

Some of the best places to retire in Virginia include Virginia Beach, Richmond, Roanoke, Alexandria, Williamsburg, and Charlottesville. Virginia Beach offers a beach-side retirement with lovely coastal vibes. The state capital, Richmond, offers the best of big-city living, with a vibrant and outgoing cultural and arts scene to enjoy. Alexandria, Roanoke, and Harrisonburg are all great for easy access to outdoor living and other cities while giving a more relaxed pace of life. History buffs will want to consider Williamsburg, Charlottesville, or Fredericksburg.

Why Retire in Virginia?

Virginia’s clement climate, many historical attractions, and beautiful landscapes make it a popular tourist destination as well as a great choice for retirement. But Virginia's charm extends beyond its historic cities, with plenty of ultra-modern hubs for those who enjoy vibrant city living.

The cost of living varies across the state, but many areas offer only moderate expenses, allowing your retirement savings to stretch further while you have fun. Virginia is a tax-friendly destination for retirees. Social Security income is exempt from state taxes. Other retirement income sources are partially taxed, and there are some strong exemptions you can leverage, too. Sales and property taxes are low, and the cost of living is moderate.

From the breathtaking Blue Ridge Mountains to the tranquil Chesapeake Bay, Virginia provides plenty of natural beauty. You’ll be torn whether to explore the cities or head out on a country adventure. Virginia's excellent healthcare facilities and access to world-class medical care are additional perks that will give you plenty of retirement peace of mind.

Best Places to Retire in Virginia

This state is packed with wonderful places for retirees to consider. In this list, we’ve rounded up just a few towns that should be on everyone’s retirement radar- but there are plenty of others to consider, too!

Charlottesville

Right in the foothills of the Blue Ridge Mountains, Charlottesville is one of Virginia’s most famous cities. It offers a beautiful balance between gorgeous landscapes and rich history. But the city is about more than just that.

Here, you’ll also find a thriving cultural scene and plenty to keep you busy. From visits to the historic Monticello estate to exploring the downtown malls, there’s something here for everyone. There’s also the nearby University of Virginia, giving a young feel to the city and offering great opportunities to volunteer or even expand your own knowledge.

Williamsburg

For history buffs, Williamsburg is a dream come true. The city's Colonial Williamsburg offers a living history experience, transporting you back to the 18th century without sacrificing your mod-cons. The city also has excellent golf courses, and the easy proximity to Virginia Beach gives retirees a great balance between culture, history, and coastal relaxation.

Richmond

The state capital, Richmond, is the bustling and busy city you’d expect. So, it’s perfect for retirees looking to keep a vibrant urban lifestyle. Its arts scene, sometimes eclectic restaurants, and easy access to historical sites (like the Virginia State Capitol) will keep you busy all day. Choose between anything from modern downtown condos to historic homes in neighborhoods like The Fan District.

Harrisonburg

Harrisonburg, tucked in the picturesque Shenandoah Valley, is a fantastic spot for retirees who want a balance between outdoor activities and city living. Surrounded by the beautiful Blue Ridge Mountains, this city offers numerous hiking trails as well as a lively arts community, and excellent local culture without the big-city feel of Richmond or Charlottesville.

Alexandria

Located just a stone's throw from the bustling Washington, D.C. area, Alexandria brings retirees both historical charm and plenty of modern amenities. The city's Old Town district is a haven for history enthusiasts, with cobblestone streets and plenty of fascinating architecture to explore. The easy proximity to the nation's capital ensures world-class healthcare is close enough, and the ‘big city’ is just a short drive away. Or you can simply enjoy the peace and quiet charm. It’s also a great destination for travelers, with easy airport and road access.

Virginia Beach

Virginia Beach has miles of picturesque coastline right along the Atlantic Ocean, making your dream beach retirement an easy reality. This is a place for beachcombing and plenty of water sports. A thriving boardwalk, a variety of dining options, and an active arts scene will all ensure you’re never bored in retirement.

Roanoke

Roanoke, right in the foothills of the Blue Ridge Mountains, is a mid-sized city that offers a more relaxed pace of life for retirees tired of hustle and bustle. The city's staggering natural beauty, numerous hiking trails, and easy proximity to the Blue Ridge Parkway make it an excellent choice for outdoor enthusiasts. Or you can simply enjoy Roanoke's affordability and friendly community.

Fredericksburg

Another city known for its historic sites, museums, and charming downtown, Fredericksburg also has a strong sense of community that appeals to many retirees. The city's Civil War history is a big draw, and the convenient location between Richmond and Washington, D.C. makes travel and exploration easier than ever.

If you’re hoping to enjoy a rich and varied retirement in a beautiful place, Virginia definitely needs to be on your list. There’s plenty to see and do, and you can enjoy anything from beach views to scenic mountain ranges, so you’ll never be bored.